Jan. 11th, 2005

cabbitzilla: (Shadow)
THIS is my prior post, so that folk who missed it in the morning and are wondering what the hell's going on can view the initial charnage.

The Nuts and Bolts
  1. The house was signed over to Nikki Knoll, HFC's pet Real Estate Investor for this area.
  2. Ms Knoll handled ALL of the negotiations for the payment of the mortgages.
    • As HFC's investor, she had all the access she needed to their records. Quite simply, There Is No Excuse for not handling this properly.
    • Considering she dealt successfully with both the HFC-held primary and Alegis-held 3rd mortgage, again, There Is No Excuse.
  3. The 8 AM telephone call this morning was from the 'secondary loans' division, demanding immediate payment for a loan in 'default' status. They didn't even know the house had been sold. During the course of the conversation, it was escalated up a level three separate times... and each one insisted that this is our problem and that they'll get their money out of us one way or another.
  4. By the time I got off the phone a full half hour later, my voice was blown out almost completely. I spent close to two hours throwing up, which didn't help with the throat abrasions at all.
  5. When I could get out of the bathroom long enough to make a call, I got Megan on the horn and gave her the fast-and-dirty update. She promptly turned around and called Lore, who was our real estate agent before HFC started throwing weight around.
  6. Said real estate agent, when told of this morning's phone call, exploded in a rage very similar to the one that'd been triggered in me. Pity Megan, because she's locked between us.

Lore's got calls into the 'agent' that we turned the house over to (the one that HFC shoved down our throats), the HFC corporate office, and the attorney she uses for financial debates arising from property sales and leasing. On the surface, what HFC is attempting here is blatantly illegal and utterly pointless... unless you've had dealings with HFC and understand the kind of petty and vindictive behavior the company is known for.

Megan and I don't have the resources to -fight- them, which means they can strike with impunity. And they know it, having been able to strip the house away from us with the sole intent being preventing us from making anything from the sale of it. I've had several folk insist that what HFC's doing isn't legal, but the simple fact remains that legal or no, there's precious little that can be done to stop them.

So folks know, trying to call me for the next few days is not going to be possible; the telephone is unplugged and will remain so until HFC gets their head out of their ass. I simply can't take anymore.

Edited to add this list of quizzes...  )

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