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Jan. 14th, 2003 07:31 pm![[personal profile]](https://www.dreamwidth.org/img/silk/identity/user.png){kind=small}
cabbitzillaFatal Error reported in Core Module: Belief in the System
Core dumped at location 3x00A5C x 0xA0035E
Estimated time to full failure of LifeOS in 5752908ns
System Crash: Fatal Exception in Anger Management Subroutines
(A) Abort, (R) Retry, or (G) Go on Shooting Spree?
... dialtoooooooooone....
Yes, it seems to be that most wonderful time of the year: Stupid Creditor Tricks.![[livejournal.com profile]](https://www.dreamwidth.org/img/external/lj-userinfo.gif)
electricsoup is also getting to play this game, the poor darling, though I think she's managing her temper better than I. I hit the roof last night at something that appeared in my mail, and each of the four phonecalls involved only served to fuel the rage and stoke it high.
The body count's been pretty impressive. I've frightened a pair of obstructionist secretaries badly enough that they -squeaked- and scurried away. The normally utterly unflappable Clerk of the District Court's jaw bounced hard off the floor. And two attorneys have backpedalled and scrambled to put a hold on the suit they were bringing against me.
It's never a good idea to piss off a 350 former bounty hunter.
Please bear with me, and I'll attempt to explain, yes? Good. You see, back before my health collapsed, I'd secured a personal loan through Rose Shanis Financial Services. When things fell apart, they opted to NOT TELL US about the disability insurance proviso in the contract, apparently certain that they could badger and abuse the money out of us. When the phone calls hit the '4 per day, every day' mark, I actually managed to unearth the original contract and spotted it myself... at which point they attempted a bait-and-switch tactic with no fewer than NINETEEN DIFFERENT FORMS to try and dissuade me from persuing it.
By the time we finally -did- manage to get the -right- form from them, things had already gone to Collections, and the court hearing was a mere 8 days away. They very nearly got me with the 'wrong form' blind, but in the end we expedited things /around/ them. I next-day-aired the forms directly to the insurance company without going through Rose Shanis, though I did supply them with a set of photocopies and a brisk letter telling them what I'd done via first class mail. The check arrived in their office from the insurance company the same day they got the forms from me. The next day was the court hearing... we got it indefinitely postponed because the prosecuting attorney's designated man turned out to be a nice guy.
Disaster averted. Except Rose Shannis STILL REFUSES to send us the proper paperwork to keep the insurance payments going... we simply go to the insurance company to get the damn form and to hell with the asshole middlemen.
Turns out I'd vastly underestimated them. In yesterday's mail was a motion to put a Judgement in against me, claiming that I've defaulted. Bullshit, from one end to the other. In the interim, though, Rose Shannis was bought out by Lendmark Financial Services, and opened an office just up the street from us. Where a local friend of mine works. It makes it convenient to get 'official' copies of the payment history. According to it, there's been a monthly payment EVERY month for over a year, and the account is actually PAID AHEAD... next payment due is August of 2003.
Funny, their court motion says I'm in default, but I'm paid ahead? WTF?? So I called the prosecuting attorney... or tried to. Some snippy chickie told me the man I needed was 'too busy to come to the phone', and hung up on me. And my temper, already straining the boundaries of my control, detonated like a nuclear weapons test. Some quick transactions with Megan put her back at work... and left me with custody of the Saturn. Not exactly the kind of transport that comes to mind when you think of storming the castle walls, but it worked well enough.
By the time I arrived at the attorney's office (oh yes, I was that angry), I at least had myself back under reign. I politely identified myself to the receptionist, and stated that it was of critical importance that I speak either to the designated lawyer handling my case, or to the lead attorney. From behind me I heard "I -told- you on the phone that our attorneys are BUSY. There's nobody that's free now." Yeah, it was the woman who'd hung up on me.
I took a deep breath and said simply "Someone will see me. Now, if you please." She repeated herself, adding that it was 'time for [me] to leave'. And that's where things get a bit fuzzy. From my later conversation with the lawyer, apparently I turned and snarled at her. I don't remember doing so. Whatever I did frightened both the women in the outer office so badly that they bolted in different directions. I remember standing there, seething mad, and looking up to see not only the attorney I'd asked for but his boss as well wander into the office chatting about golf. Five minutes later I was in a comfortable overstuffed leather chair with a cup of fresh coffee, as he tried to figure out what had gone wrong where. I showed him the payment history printout; he called the Glen Burnie office and verified that it was indeed accurate, He also discovered that the January 2nd payment hadn't gone in until yesterday morning; the 'normal' person that handles those claims was on vacation, and none of the rest of the Poplar office staff could get their heads out of their asses long enough to make sure things were processed in timely fashion.
When I left his office almost an hour later, I had two pages of notes and some specific instructions as to get a hold placed on the motion for judgement... provided free of charge. His disgust with his 'client' was thick enough to be touched. I've also got a list of things he wants me to bring to the hearing I've petitioned for, things that will enable me to make his client look like an utter idiot. Granted, that's not hard, but still. Unsure as to how far I should trust the would-be prosecution to give me (as the defendant) legal advice, I had a long talk with the folks at the courthouse, who commented that his list was particularly thorough. He's a nice guy, even if the Rose Shannis/Lendmark fuckheads should all be put to slow and excrutiating deaths. The counter motion (layered with subtle implication of fraudulent behavior on the part of Lendmark) is filed, copies sent where they needed to be, and finally I can start trying to decompress.
*sigh* What a day. I don't understand why I'm forced to resort to terror tactics to get things done; it seems unnecessary to me. If folks would just do their God Damned Jobs(tm), then we'd all be a bit happier, right? Maybe someone somewhere gets some sort of perverse joy in watching people scatter when I go ballistic.
I need a drink. Who's buying?
Core dumped at location 3x00A5C x 0xA0035E
Estimated time to full failure of LifeOS in 5752908ns
System Crash: Fatal Exception in Anger Management Subroutines
(A) Abort, (R) Retry, or (G) Go on Shooting Spree?
... dialtoooooooooone....
Yes, it seems to be that most wonderful time of the year: Stupid Creditor Tricks.
electricsoup is also getting to play this game, the poor darling, though I think she's managing her temper better than I. I hit the roof last night at something that appeared in my mail, and each of the four phonecalls involved only served to fuel the rage and stoke it high.The body count's been pretty impressive. I've frightened a pair of obstructionist secretaries badly enough that they -squeaked- and scurried away. The normally utterly unflappable Clerk of the District Court's jaw bounced hard off the floor. And two attorneys have backpedalled and scrambled to put a hold on the suit they were bringing against me.
It's never a good idea to piss off a 350 former bounty hunter.
Please bear with me, and I'll attempt to explain, yes? Good. You see, back before my health collapsed, I'd secured a personal loan through Rose Shanis Financial Services. When things fell apart, they opted to NOT TELL US about the disability insurance proviso in the contract, apparently certain that they could badger and abuse the money out of us. When the phone calls hit the '4 per day, every day' mark, I actually managed to unearth the original contract and spotted it myself... at which point they attempted a bait-and-switch tactic with no fewer than NINETEEN DIFFERENT FORMS to try and dissuade me from persuing it.
By the time we finally -did- manage to get the -right- form from them, things had already gone to Collections, and the court hearing was a mere 8 days away. They very nearly got me with the 'wrong form' blind, but in the end we expedited things /around/ them. I next-day-aired the forms directly to the insurance company without going through Rose Shanis, though I did supply them with a set of photocopies and a brisk letter telling them what I'd done via first class mail. The check arrived in their office from the insurance company the same day they got the forms from me. The next day was the court hearing... we got it indefinitely postponed because the prosecuting attorney's designated man turned out to be a nice guy.
Disaster averted. Except Rose Shannis STILL REFUSES to send us the proper paperwork to keep the insurance payments going... we simply go to the insurance company to get the damn form and to hell with the asshole middlemen.
Turns out I'd vastly underestimated them. In yesterday's mail was a motion to put a Judgement in against me, claiming that I've defaulted. Bullshit, from one end to the other. In the interim, though, Rose Shannis was bought out by Lendmark Financial Services, and opened an office just up the street from us. Where a local friend of mine works. It makes it convenient to get 'official' copies of the payment history. According to it, there's been a monthly payment EVERY month for over a year, and the account is actually PAID AHEAD... next payment due is August of 2003.
Funny, their court motion says I'm in default, but I'm paid ahead? WTF?? So I called the prosecuting attorney... or tried to. Some snippy chickie told me the man I needed was 'too busy to come to the phone', and hung up on me. And my temper, already straining the boundaries of my control, detonated like a nuclear weapons test. Some quick transactions with Megan put her back at work... and left me with custody of the Saturn. Not exactly the kind of transport that comes to mind when you think of storming the castle walls, but it worked well enough.
By the time I arrived at the attorney's office (oh yes, I was that angry), I at least had myself back under reign. I politely identified myself to the receptionist, and stated that it was of critical importance that I speak either to the designated lawyer handling my case, or to the lead attorney. From behind me I heard "I -told- you on the phone that our attorneys are BUSY. There's nobody that's free now." Yeah, it was the woman who'd hung up on me.
I took a deep breath and said simply "Someone will see me. Now, if you please." She repeated herself, adding that it was 'time for [me] to leave'. And that's where things get a bit fuzzy. From my later conversation with the lawyer, apparently I turned and snarled at her. I don't remember doing so. Whatever I did frightened both the women in the outer office so badly that they bolted in different directions. I remember standing there, seething mad, and looking up to see not only the attorney I'd asked for but his boss as well wander into the office chatting about golf. Five minutes later I was in a comfortable overstuffed leather chair with a cup of fresh coffee, as he tried to figure out what had gone wrong where. I showed him the payment history printout; he called the Glen Burnie office and verified that it was indeed accurate, He also discovered that the January 2nd payment hadn't gone in until yesterday morning; the 'normal' person that handles those claims was on vacation, and none of the rest of the Poplar office staff could get their heads out of their asses long enough to make sure things were processed in timely fashion.
When I left his office almost an hour later, I had two pages of notes and some specific instructions as to get a hold placed on the motion for judgement... provided free of charge. His disgust with his 'client' was thick enough to be touched. I've also got a list of things he wants me to bring to the hearing I've petitioned for, things that will enable me to make his client look like an utter idiot. Granted, that's not hard, but still. Unsure as to how far I should trust the would-be prosecution to give me (as the defendant) legal advice, I had a long talk with the folks at the courthouse, who commented that his list was particularly thorough. He's a nice guy, even if the Rose Shannis/Lendmark fuckheads should all be put to slow and excrutiating deaths. The counter motion (layered with subtle implication of fraudulent behavior on the part of Lendmark) is filed, copies sent where they needed to be, and finally I can start trying to decompress.
*sigh* What a day. I don't understand why I'm forced to resort to terror tactics to get things done; it seems unnecessary to me. If folks would just do their God Damned Jobs(tm), then we'd all be a bit happier, right? Maybe someone somewhere gets some sort of perverse joy in watching people scatter when I go ballistic.
I need a drink. Who's buying?
![[identity profile]](https://www.dreamwidth.org/img/silk/identity/openid.png){kind=small}
no subject
Date: 2003-01-14 05:01 pm (UTC)no subject
Date: 2003-01-15 02:31 am (UTC)Fortunately for both of us, it turned out well. Congratulations, love.
no subject
Date: 2003-01-15 03:58 am (UTC)And something sweeter than Lemonade, too *hugs*
Masque